A tremendous amount of needless pain and suffering can be eliminated by ensuring a health insurance that is being provided by the different Health Insurance companies and we can easily avail them as one of a kind medical insurances are available in the field of Health Insurance in India. More then one companies are selling policies which you can choose based upon the amount you are liable to spend and the policies that cover your requirements. A few portals have opened up online which shortlist the best companies are the customers can choose through online health Insurance comparison by comparing medical Insurance.
Medical treatment costs had risen at more than 10% rate over the last decade in both urban and rural areas in India. Recently, in the first half of 2014 National Sample Survey Office or NSSO carried out a survey across the country on the average cost of hospitalization and the results are shocking. However the health insurance companies with one of a kind policies helps to cut the medical costs.
Companies such as Bajaj Allianz Health Insurance are proving plans with which you can get access to the best medical care and treatment while being financially protected (source: bajajallianz.com) . Other companies which come under the Health insurance companies in India are Max Bupa Health Insurance Company Limited is the outcome of a joint venture that took place in 2010 between Max India Limited and Bupa which is a renowned UK based Healthcare Group. They provide plans which cover individual or the whole family, they don’t impose any upper age limit to avail a health policy which facilitates people irrespective of their ages can buy their health covers.
Furthermore, Max Bupa health insurance plans come with a lifetime renewal option which is well and truly bliss for elderly people. There are also benefits like maternity cover once the waiting period is over (Source: maxbupa.com).
Some basic coverage provided by the health insurance companies in India are
- In patient hospitalization
- Pre-hospitalization
- Post-hospitalization
- Day Care Treatments
- Room Rent
- ICU charges
- Ambulance Cover
- Domiciliary hospitalization
- Health Check-up
- Recharge of SI
- No Claim Bonus
- Organ Donor Cover
- Second opinion
Recently some health insurance companies have gained popularity for offering many an innovative policy like Diabetes Safe meant for diabetic patients and Star Netplus to cater to the needs of people suffering from HIV+. Unlike other health insurance establishments they provide an in-house TPA. Their customers are also provided with the unique facility to consult with general physician for free in some of their health insurance plans. The portals that take care of your comparison process efficiently and in a lot more speedier fashion. Upon submitting your personal details and the kind of policy you want to secure, they will provide you with a list of health policies within a few minutes. This makes it an icing on the cake with all the health insurance companies in India providing the best health plans.
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